How Texas Hail Damage Impacts Your Roof & Insurance
August 21, 2025 by admin

Living in North Texas means enjoying plenty of sunshine — but also dealing with unpredictable storms and hail. Even small hail can cause significant roof damage, and many homeowners don’t realize the extent until leaks or major repairs are needed. Understanding how hail impacts your roof and how to handle insurance claims can save you thousands.

The Hidden Impact of Hail Damage

Hail doesn’t just knock shingles loose. Even if your roof looks fine from the ground, hailstones can:

  • Bruise shingles — weakening the asphalt and exposing the fiberglass mat underneath.
  • Cause granule loss — removing the protective coating that shields shingles from UV rays.
  • Compromise flashing & vents — leading to leaks around chimneys, skylights, and roof edges.
  • Shorten roof lifespan — damage may not cause immediate leaks but accelerates deterioration.

Why Insurance Claims Can Be Tricky

Filing a roof damage claim isn’t always straightforward. Here’s what homeowners should know:

  1. Insurance adjusters may miss damage if it isn’t obvious. That’s why having a professional roofer inspect your roof before filing a claim is crucial.
  2. Time limits apply — most insurance companies require claims to be filed within 6–12 months of the storm.
  3. Repair vs. replacement — insurers sometimes push for small repairs, but widespread hail damage often requires a full roof replacement.

Protecting Your Home After a Hailstorm

  • Schedule a free roof inspection immediately after any hailstorm.
  • Document damage with photos and keep records for insurance.
  • Work with a local roofing company who understands Texas weather and insurance claim processes.
  • Don’t delay — waiting can lead to denied claims or further damage.

Why Choose Town & Country Roofing?

At Town & Country Roofing, we’ve helped hundreds of Frisco and North Texas homeowners get fair insurance coverage for hail damage. Our team:

  • Provides free, no-obligation inspections.
  • Meets with your insurance adjuster to ensure damage is documented.
  • Offers top-quality roof repairs and replacements backed by warranty.

Call to Action

If your home was hit by hail, don’t wait until leaks show up. Protect your biggest investment today.

📞 Call Town & Country Roofing at (972) 377-8188 for your free hail damage inspection in Frisco, Plano, McKinney, and the surrounding areas.